The agent uses YNAB's Get Month Category endpoint for the current month and specific category ID. It returns budgeted amount, activity (spending), and the remaining balance. You can ask about any category, and the agent fetches live data from your YNAB budget.

Yes. The agent uses YNAB's List Transactions endpoint, which returns transactions across all accounts in a budget. It can also filter by specific account using List Transactions by Account, or by payee and category for targeted spending analysis.

Tars connects via OAuth with read-only access to your YNAB budget data. This includes budgets, accounts, categories, transactions, payees, and scheduled transactions. No write access is required. You authorize through your YNAB login and can revoke access anytime.

No. All budget data, transactions, and account balances are fetched from YNAB in real time during conversations. Tars does not maintain a separate database of your financial information. Each query pulls fresh data from your YNAB account.

Yes. The agent uses YNAB's List Budgets endpoint to discover all available budgets. You can ask about a specific budget by name, or the agent can default to your last-used budget. Multi-budget households or users with separate personal and business budgets are fully supported.

The YNAB app requires opening it, navigating to the right category or account, and interpreting the numbers yourself. With Tars, you ask a natural language question and get a direct answer. 'How much is left for groceries?' returns a number, not a screen to interpret. Financial checks take seconds instead of minutes.

Yes. The agent uses YNAB's List Transactions by Payee endpoint to retrieve all transactions for a specific merchant. It can summarize total spending, average transaction amount, and frequency. Useful for spotting subscription costs or tracking spending at favorite stores.

The agent queries YNAB's List Categories endpoint, which returns all category groups and their categories. If the requested category is not found, the agent informs you and suggests similar existing categories. No errors, just helpful redirection.