MX Technologies
Your customers connect multiple bank accounts, credit cards, and investment portfolios. Your AI agent uses MX Technologies to aggregate account data, retrieve transactions, and check balances across financial institutions in real time. Personal finance management becomes a conversation, not a spreadsheet.
Your AI agent connects to MX's financial data platform to aggregate accounts, retrieve transactions, and provide balance insights across thousands of financial institutions.
MX Technologies
See how fintechs and financial institutions use MX data in AI conversations to give customers instant account visibility, spending insights, and budget tracking.
A banking customer messages, 'What are my balances across all accounts?' Your AI Agent retrieves all linked accounts from MX, reads the available balance for each checking, savings, and credit account, and presents a consolidated financial snapshot. The customer sees their complete financial picture in one response instead of logging into three different banking apps.
A user asks, 'Where did my money go last month?' Your AI Agent queries MX for the past 30 days of transactions, groups them by category using MX's enriched data including merchant names and classifications, and presents the top spending categories with amounts. The user gets a personal finance summary in seconds, no manual categorization needed.
A new fintech customer asks, 'Can I connect my Chase and Fidelity accounts?' Your AI Agent searches MX's institution directory, confirms both are supported with the required products, retrieves the credential fields needed for connection, and generates a Connect Widget URL. The user links their accounts through a guided conversation instead of fumbling through settings.
MX Technologies
FAQs
MX aggregates data from tens of thousands of financial institutions. When a user connects their accounts, MX creates member connections that pull account, transaction, and balance data. The agent queries these through MX's REST API using user and member GUIDs, accessing the aggregated data without connecting to each bank directly.
Yes. The List Transactions endpoint supports from_date and to_date filters as Unix timestamps. The agent can also filter by creation and update timestamps, enabling precise queries like 'show me transactions from last week' or 'what did I spend in January.' Transaction data includes merchant names, categories, and amounts.
Tars requires your Base64-encoded MX credentials, which combine your Client ID and API Key in the format base64(client_id:api_key). These are used in the Authorization header for API requests. You obtain these credentials from your MX Partner Dashboard and can rotate them as needed.
No. The agent queries MX's API in real time during conversations. Account balances, transaction details, and institutional data are fetched live and used only for the active interaction. Financial data remains secured within MX's platform and your infrastructure.
Yes. The List Challenges endpoint retrieves MFA prompts when a member connection is in CHALLENGED state. The agent can present these challenges to the user during the conversation, collect their responses, and relay them back to complete the authentication flow with their financial institution.
Individual bank apps only show data from that one institution. MX aggregates accounts across all connected banks, credit cards, and investment platforms into a unified view. Your AI agent delivers this consolidated financial picture in a conversation, so users see all their finances in one place without switching between five different apps.
Yes. MX's API includes FDX-compliant endpoints. The agent can read FDX account details, which follows the open banking standard for secure financial data sharing. This ensures compatibility with the industry's evolving data access requirements.
Yes. The agent retrieves configurable Connect Widget URLs through MX's API, which can be embedded in your app or shared with users for secure account connection. The widget handles the institutional login flow, MFA challenges, and account selection within MX's secure environment.
Don't limit your AI Agent to basic conversations. Watch how to configure and add powerful tools making your agent smarter and more functional.
Privacy & Security
At Tars, we take privacy and security very seriously. We are compliant with GDPR, ISO, SOC 2, and HIPAA.
Email - sales@hellotars.com
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